FIRST METRO BANK is aln large FDIC-insured commercial bank headquartered in MUSCLE SHOALS, AL, established in Nov. 7, 1988, midnight. As of 2025-12-31, the bank reported total assets of $1.0B and total deposits of $893M. Profitability stands at 1.79% ROA and 16.58% ROE, with a net interest margin of 4.09%. The bank's CET1 capital ratio is 10.78%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.10% and a Texas Ratio of 0.80%. FDIC Certificate #27381.
Assets
$1.0B
Deposits
$893M
Loans
$587M
Equity
$109M
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