PRAIRIE STATE BANK & TRUST is amn medium FDIC-insured commercial bank headquartered in SPRINGFIELD, IL, established in Nov. 4, 1988, midnight. As of 2025-12-31, the bank reported total assets of $806M and total deposits of $701M. Profitability stands at 1.53% ROA and 12.44% ROE, with a net interest margin of 4.23%. The bank's CET1 capital ratio is 12.06%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.25% and a Texas Ratio of 1.31%. FDIC Certificate #27362.
Assets
$806M
Deposits
$701M
Loans
$564M
Equity
$100M
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