PORT RICHMOND SAVINGS

PHILADELPHIA, PA | Micro | Est. Jan. 1, 1919, midnight | FDIC #27385 | RSSD #1225798 | FDIC
Latest Report: 2025-12-31

PORT RICHMOND SAVINGS is amn micro FDIC-insured commercial bank headquartered in PHILADELPHIA, PA, established in Jan. 1, 1919, midnight. As of 2025-12-31, the bank reported total assets of $98M and total deposits of $60M. Profitability stands at -3.94% ROA and -18.25% ROE, with a net interest margin of 5.09%. The bank's CET1 capital ratio is 21.19%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.03% and a Texas Ratio of 2.82%. FDIC Certificate #27385.

Assets

$98M

Deposits

$60M

Loans

$87M

Equity

$21M

Profitability

Return on Assets (ROA) -3.94%
Return on Equity (ROE) -18.25%
Net Interest Margin (NIM) 5.09%
Yield on Assets 6.82%
Cost of Funds 2.44%

Asset Quality

NPL Ratio 0.03%
Net Charge-Off Ratio --
Texas Ratio 2.82%
NPA Ratio 0.63%
ACL / Loans 1.20%

Capital & Liquidity

CET1 Ratio 21.19%
Tier 1 Capital 21.19%
Total Capital Ratio 22.25%
Leverage Ratio 21.07%
Loan-to-Deposit 145.57%

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