BanksMILTON SAVINGS BANK

MILTON SAVINGS BANK

MILTON, PAMicroEst. Jan. 1, 1920, midnightFDIC #28637RSSD #123075OCC
Latest · 2025-12-31

MILTON SAVINGS BANK is an FDIC-insured commercial bank headquartered in MILTON, PA, established in Jan. 1, 1920, midnight. As of 2025-12-31, the bank reported total assets of $88M and total deposits of $65M. Profitability stands at -0.08% ROA and -0.53% ROE, with a net interest margin of 3.14%. CET1 capital ratio: 33.24%, well above regulatory minimums. NPL ratio: 0.18% · Texas Ratio: 0.75%. Operates 1 domestic branch.

Assets
$88M
Deposits
$65M
Loans
$59M
Equity
$13M

Profitability

Return on Assets (ROA)-0.08%
Return on Equity (ROE)-0.53%
Net Interest Margin3.14%
Yield on Assets4.90%
Cost of Funds1.92%

Asset Quality

NPL Ratio0.18%
Net Charge-Off Ratio0.00%
Texas Ratio0.75%
NPA Ratio0.12%
ACL / Loans1.11%

Capital & Liquidity

CET1 Ratio33.24%
Tier 1 Capital33.24%
Total Capital Ratio34.50%
Leverage Ratio17.74%
Loan-to-Deposit89.69%

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