HUNTINGTON NATIONAL BANK, THE

COLUMBUS, OH | National | Est. Jan. 6, 1866, midnight | FDIC #6560 | RSSD #12311 | OCC
Latest Report: 2025-12-31

HUNTINGTON NATIONAL BANK, THE is ann national FDIC-insured commercial bank headquartered in COLUMBUS, OH, established in Jan. 6, 1866, midnight. As of 2025-12-31, the bank reported total assets of $224.0B and total deposits of $180.6B. Profitability stands at 1.16% ROA and 10.96% ROE, with a net interest margin of 3.33%. The bank's CET1 capital ratio is 11.72%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.62% and a Texas Ratio of 3.53%. FDIC Certificate #6560.

Assets

$224.0B

Deposits

$180.6B

Loans

$150.9B

Equity

$24.3B

Profitability

Return on Assets (ROA) 1.16%
Return on Equity (ROE) 10.96%
Net Interest Margin (NIM) 3.33%
Yield on Assets 5.36%
Cost of Funds 3.66%

Asset Quality

NPL Ratio 0.62%
Net Charge-Off Ratio 0.21%
Texas Ratio 3.53%
NPA Ratio 0.42%
ACL / Loans 1.68%

Capital & Liquidity

CET1 Ratio 11.72%
Tier 1 Capital 12.45%
Total Capital Ratio 13.98%
Leverage Ratio 9.63%
Loan-to-Deposit 83.58%

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