BEAUREGARD FEDERAL SAVINGS BANK

DERIDDER, LA | Micro | Est. June 23, 1948, midnight | FDIC #30339 | RSSD #123374 | OCC
Latest Report: 2025-12-31

BEAUREGARD FEDERAL SAVINGS BANK is amn micro FDIC-insured commercial bank headquartered in DERIDDER, LA, established in June 23, 1948, midnight. As of 2025-12-31, the bank reported total assets of $99M and total deposits of $79M. Profitability stands at 1.52% ROA and 12.74% ROE, with a net interest margin of 5.38%. The bank's CET1 capital ratio is 9.71%. Asset quality metrics show a non-performing loan ratio of 1.79% and a Texas Ratio of 12.91%. FDIC Certificate #30339.

Assets

$99M

Deposits

$79M

Loans

$75M

Equity

$12M

Profitability

Return on Assets (ROA) 1.52%
Return on Equity (ROE) 12.74%
Net Interest Margin (NIM) 5.38%
Yield on Assets 7.53%
Cost of Funds 2.23%

Asset Quality

NPL Ratio 1.79%
Net Charge-Off Ratio 0.32%
Texas Ratio 12.91%
NPA Ratio 1.60%
ACL / Loans 0.81%

Capital & Liquidity

CET1 Ratio 9.71%
Tier 1 Capital 9.71%
Total Capital Ratio 10.20%
Leverage Ratio 10.04%
Loan-to-Deposit 94.87%

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