BANK OF CAMILLA

CAMILLA, GA | Small | Est. Jan. 1, 1890, midnight | FDIC #17190 | RSSD #124830 | FDIC
Latest Report: 2025-12-31

BANK OF CAMILLA is asn small FDIC-insured commercial bank headquartered in CAMILLA, GA, established in Jan. 1, 1890, midnight. As of 2025-12-31, the bank reported total assets of $196M and total deposits of $155M. Profitability stands at 1.00% ROA and 4.75% ROE, with a net interest margin of 3.36%. The bank's CET1 capital ratio is 20.30%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.41% and a Texas Ratio of 1.19%. FDIC Certificate #17190.

Assets

$196M

Deposits

$155M

Loans

$119M

Equity

$40M

Profitability

Return on Assets (ROA) 1.00%
Return on Equity (ROE) 4.75%
Net Interest Margin (NIM) 3.36%
Yield on Assets 5.95%
Cost of Funds 3.03%

Asset Quality

NPL Ratio 0.41%
Net Charge-Off Ratio 0.00%
Texas Ratio 1.19%
NPA Ratio 0.25%
ACL / Loans 1.12%

Capital & Liquidity

CET1 Ratio 20.30%
Tier 1 Capital 20.30%
Total Capital Ratio 21.32%
Leverage Ratio 21.45%
Loan-to-Deposit 76.60%

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