SABINE STATE BANK AND TRUST COMPANY

MANY, LA | Large | Est. Jan. 1, 1902, midnight | FDIC #8141 | RSSD #125855 | FDIC
Latest Report: 2025-12-31

SABINE STATE BANK AND TRUST COMPANY is aln large FDIC-insured commercial bank headquartered in MANY, LA, established in Jan. 1, 1902, midnight. As of 2025-12-31, the bank reported total assets of $1.3B and total deposits of $1.2B. Profitability stands at 2.16% ROA and 21.06% ROE, with a net interest margin of 5.28%. The bank's CET1 capital ratio is 12.56%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.64% and a Texas Ratio of 7.15%. FDIC Certificate #8141.

Assets

$1.3B

Deposits

$1.2B

Loans

$1.1B

Equity

$135M

Profitability

Return on Assets (ROA) 2.16%
Return on Equity (ROE) 21.06%
Net Interest Margin (NIM) 5.28%
Yield on Assets 6.57%
Cost of Funds 1.34%

Asset Quality

NPL Ratio 0.64%
Net Charge-Off Ratio 0.09%
Texas Ratio 7.15%
NPA Ratio 0.78%
ACL / Loans 0.74%

Capital & Liquidity

CET1 Ratio 12.56%
Tier 1 Capital 12.56%
Total Capital Ratio 13.33%
Leverage Ratio 10.61%
Loan-to-Deposit 94.70%

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