VIDALIA FEDERAL SAVINGS BANK is asn small FDIC-insured commercial bank headquartered in VIDALIA, GA, established in Sept. 1, 1936, midnight. As of 2025-12-31, the bank reported total assets of $219M and total deposits of $166M. Profitability stands at -0.10% ROA and -0.88% ROE, with a net interest margin of 1.20%. The bank's CET1 capital ratio is 11.89%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.54% and a Texas Ratio of 1.94%. FDIC Certificate #29772.
Assets
$219M
Deposits
$166M
Loans
$96M
Equity
$26M
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