PORTAGE COUNTY BANK, THE

ALMOND, WI | Small | Est. Jan. 1, 1901, midnight | FDIC #10012 | RSSD #12647 | FDIC
Latest Report: 2025-12-31

PORTAGE COUNTY BANK, THE is asn small FDIC-insured commercial bank headquartered in ALMOND, WI, established in Jan. 1, 1901, midnight. As of 2025-12-31, the bank reported total assets of $216M and total deposits of $180M. Profitability stands at 1.12% ROA and 9.45% ROE, with a net interest margin of 3.69%. The bank's CET1 capital ratio is 12.07%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.10% and a Texas Ratio of 0.47%. FDIC Certificate #10012.

Assets

$216M

Deposits

$180M

Loans

$124M

Equity

$26M

Profitability

Return on Assets (ROA) 1.12%
Return on Equity (ROE) 9.45%
Net Interest Margin (NIM) 3.69%
Yield on Assets 5.30%
Cost of Funds 1.69%

Asset Quality

NPL Ratio 0.10%
Net Charge-Off Ratio --
Texas Ratio 0.47%
NPA Ratio 0.06%
ACL / Loans 0.98%

Capital & Liquidity

CET1 Ratio 12.07%
Tier 1 Capital 12.07%
Total Capital Ratio 12.68%
Leverage Ratio 11.63%
Loan-to-Deposit 69.02%

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