CITIZENS BANK is amn medium FDIC-insured commercial bank headquartered in CARTHAGE, TN, established in Oct. 26, 1929, midnight. As of 2025-12-31, the bank reported total assets of $831M and total deposits of $713M. Profitability stands at 1.92% ROA and 14.43% ROE, with a net interest margin of 3.90%. The bank's CET1 capital ratio is 13.56%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.44% and a Texas Ratio of 1.68%. FDIC Certificate #893.
Assets
$831M
Deposits
$713M
Loans
$452M
Equity
$113M
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