EASTERN BANK

BOSTON, MA | Regional | Est. Oct. 19, 1989, midnight | FDIC #32773 | RSSD #128904 | FDIC
Latest Report: 2025-12-31

EASTERN BANK is arn regional FDIC-insured commercial bank headquartered in BOSTON, MA, established in Oct. 19, 1989, midnight. As of 2025-12-31, the bank reported total assets of $30.6B and total deposits of $25.7B. Profitability stands at 1.56% ROA and 11.37% ROE, with a net interest margin of 3.69%. The bank's CET1 capital ratio is 12.41%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.75% and a Texas Ratio of 3.85%. FDIC Certificate #32773.

Assets

$30.6B

Deposits

$25.7B

Loans

$23.1B

Equity

$4.1B

Profitability

Return on Assets (ROA) 1.56%
Return on Equity (ROE) 11.37%
Net Interest Margin (NIM) 3.69%
Yield on Assets 5.22%
Cost of Funds 2.70%

Asset Quality

NPL Ratio 0.75%
Net Charge-Off Ratio 0.12%
Texas Ratio 3.85%
NPA Ratio 0.56%
ACL / Loans 1.44%

Capital & Liquidity

CET1 Ratio 12.41%
Tier 1 Capital 12.41%
Total Capital Ratio 13.53%
Leverage Ratio 10.93%
Loan-to-Deposit 90.03%

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