BanksEASTERN BANK

EASTERN BANK

BOSTON, MARegionalEst. Oct. 19, 1989, midnightFDIC #32773RSSD #128904FDIC
Latest · 2025-12-31

EASTERN BANK is an FDIC-insured commercial bank headquartered in BOSTON, MA, established in Oct. 19, 1989, midnight. As of 2025-12-31, the bank reported total assets of $30.6B and total deposits of $25.7B. Profitability stands at 1.56% ROA and 11.37% ROE, with a net interest margin of 3.69%. CET1 capital ratio: 12.41%, well above regulatory minimums. NPL ratio: 0.75% · Texas Ratio: 3.85%. Operates 109 domestic branches.

Assets
$30.6B
Deposits
$25.7B
Loans
$23.1B
Equity
$4.1B

Profitability

Return on Assets (ROA)1.56%
Return on Equity (ROE)11.37%
Net Interest Margin3.69%
Yield on Assets5.22%
Cost of Funds1.67%

Asset Quality

NPL Ratio0.75%
Net Charge-Off Ratio0.12%
Texas Ratio3.85%
NPA Ratio0.56%
ACL / Loans1.44%

Capital & Liquidity

CET1 Ratio12.41%
Tier 1 Capital12.41%
Total Capital Ratio13.53%
Leverage Ratio10.93%
Loan-to-Deposit90.03%

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