FIRST NATIONAL BANK OF STEELEVILLE

STEELEVILLE, IL | Small | Est. Nov. 1, 1902, midnight | FDIC #1049 | RSSD #129349 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK OF STEELEVILLE is asn small FDIC-insured commercial bank headquartered in STEELEVILLE, IL, established in Nov. 1, 1902, midnight. As of 2025-12-31, the bank reported total assets of $277M and total deposits of $214M. Profitability stands at 1.22% ROA and 11.07% ROE, with a net interest margin of 3.80%. The bank's CET1 capital ratio is 22.20%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.26% and a Texas Ratio of 1.22%. FDIC Certificate #1049.

Assets

$277M

Deposits

$214M

Loans

$121M

Equity

$30M

Profitability

Return on Assets (ROA) 1.22%
Return on Equity (ROE) 11.07%
Net Interest Margin (NIM) 3.80%
Yield on Assets 5.19%
Cost of Funds 1.56%

Asset Quality

NPL Ratio 0.26%
Net Charge-Off Ratio 0.00%
Texas Ratio 1.22%
NPA Ratio 0.14%
ACL / Loans 1.03%

Capital & Liquidity

CET1 Ratio 22.20%
Tier 1 Capital 22.20%
Total Capital Ratio 23.01%
Leverage Ratio 13.01%
Loan-to-Deposit 56.60%

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