BYLINE BANK

CHICAGO, IL | Large | Est. March 1, 1972, midnight | FDIC #20624 | RSSD #129732 | FDIC
Latest Report: 2025-12-31

BYLINE BANK is aln large FDIC-insured commercial bank headquartered in CHICAGO, IL, established in March 1, 1972, midnight. As of 2025-12-31, the bank reported total assets of $9.6B and total deposits of $7.7B. Profitability stands at 1.52% ROA and 11.04% ROE, with a net interest margin of 4.66%. The bank's CET1 capital ratio is 13.35%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.95% and a Texas Ratio of 5.10%. FDIC Certificate #20624.

Assets

$9.6B

Deposits

$7.7B

Loans

$7.5B

Equity

$1.4B

Profitability

Return on Assets (ROA) 1.52%
Return on Equity (ROE) 11.04%
Net Interest Margin (NIM) 4.66%
Yield on Assets 6.46%
Cost of Funds 2.63%

Asset Quality

NPL Ratio 0.95%
Net Charge-Off Ratio 0.37%
Texas Ratio 5.10%
NPA Ratio 0.78%
ACL / Loans 1.45%

Capital & Liquidity

CET1 Ratio 13.35%
Tier 1 Capital 13.35%
Total Capital Ratio 14.57%
Leverage Ratio 12.56%
Loan-to-Deposit 97.85%

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