BanksBYLINE BANK

BYLINE BANK

CHICAGO, ILLargeEst. March 1, 1972, midnightFDIC #20624RSSD #129732FDIC
Latest · 2025-12-31

BYLINE BANK is an FDIC-insured commercial bank headquartered in CHICAGO, IL, established in March 1, 1972, midnight. As of 2025-12-31, the bank reported total assets of $9.6B and total deposits of $7.7B. Profitability stands at 1.52% ROA and 11.04% ROE, with a net interest margin of 4.66%. CET1 capital ratio: 13.35%, well above regulatory minimums. NPL ratio: 0.95% · Texas Ratio: 5.10%. Operates 49 domestic branches.

Assets
$9.6B
Deposits
$7.7B
Loans
$7.5B
Equity
$1.4B

Profitability

Return on Assets (ROA)1.52%
Return on Equity (ROE)11.04%
Net Interest Margin4.66%
Yield on Assets6.46%
Cost of Funds1.97%

Asset Quality

NPL Ratio0.95%
Net Charge-Off Ratio0.37%
Texas Ratio5.10%
NPA Ratio0.78%
ACL / Loans1.45%

Capital & Liquidity

CET1 Ratio13.35%
Tier 1 Capital13.35%
Total Capital Ratio14.57%
Leverage Ratio12.56%
Loan-to-Deposit97.85%

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