PEOPLES EXCHANGE BANK, INC. is amn medium FDIC-insured commercial bank headquartered in WINCHESTER, KY, established in Sept. 13, 1912, midnight. As of 2025-12-31, the bank reported total assets of $615M and total deposits of $531M. Profitability stands at 1.13% ROA and 12.42% ROE, with a net interest margin of 4.21%. The bank's CET1 capital ratio is 9.04%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.77%. FDIC Certificate #8785.
Assets
$615M
Deposits
$531M
Loans
$498M
Equity
$56M
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