COMMUNITY STATE BANK

UNION GROVE, WI | Medium | Est. Jan. 1, 1903, midnight | FDIC #9536 | RSSD #130345 | FDIC
Latest Report: 2025-12-31

COMMUNITY STATE BANK is amn medium FDIC-insured commercial bank headquartered in UNION GROVE, WI, established in Jan. 1, 1903, midnight. As of 2025-12-31, the bank reported total assets of $639M and total deposits of $594M. Profitability stands at 1.24% ROA and 20.01% ROE, with a net interest margin of 3.89%. The bank's CET1 capital ratio is 6.00%, below regulatory well-capitalized thresholds. Asset quality metrics show a non-performing loan ratio of 0.18% and a Texas Ratio of 1.30%. FDIC Certificate #9536.

Assets

$639M

Deposits

$594M

Loans

$335M

Equity

$40M

Profitability

Return on Assets (ROA) 1.24%
Return on Equity (ROE) 20.01%
Net Interest Margin (NIM) 3.89%
Yield on Assets 4.79%
Cost of Funds 0.89%

Asset Quality

NPL Ratio 0.18%
Net Charge-Off Ratio 0.08%
Texas Ratio 1.30%
NPA Ratio 0.09%
ACL / Loans 1.65%

Capital & Liquidity

CET1 Ratio 6.00%
Tier 1 Capital 6.00%
Total Capital Ratio 6.30%
Leverage Ratio 9.73%
Loan-to-Deposit 56.39%

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