HORIZON BANK

MICHIGAN CITY, IN | Large | Est. April 21, 1873, midnight | FDIC #4360 | RSSD #130541 | FDIC
Latest Report: 2025-12-31

HORIZON BANK is aln large FDIC-insured commercial bank headquartered in MICHIGAN CITY, IN, established in April 21, 1873, midnight. As of 2025-12-31, the bank reported total assets of $6.4B and total deposits of $5.4B. Profitability stands at 1.81% ROA and 15.75% ROE, with a net interest margin of 4.40%. The bank's CET1 capital ratio is 11.99%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.66% and a Texas Ratio of 4.10%. FDIC Certificate #4360.

Assets

$6.4B

Deposits

$5.4B

Loans

$4.9B

Equity

$769M

Profitability

Return on Assets (ROA) 1.81%
Return on Equity (ROE) 15.75%
Net Interest Margin (NIM) 4.40%
Yield on Assets 5.92%
Cost of Funds 2.11%

Asset Quality

NPL Ratio 0.66%
Net Charge-Off Ratio 0.06%
Texas Ratio 4.10%
NPA Ratio 0.52%
ACL / Loans 1.05%

Capital & Liquidity

CET1 Ratio 11.99%
Tier 1 Capital 11.99%
Total Capital Ratio 12.99%
Leverage Ratio 9.94%
Loan-to-Deposit 91.28%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required