BRISTOL COUNTY SAVINGS BANK

TAUNTON, MA | Large | Est. March 2, 1846, midnight | FDIC #23622 | RSSD #13103 | FDIC
Latest Report: 2025-12-31

BRISTOL COUNTY SAVINGS BANK is aln large FDIC-insured commercial bank headquartered in TAUNTON, MA, established in March 2, 1846, midnight. As of 2025-12-31, the bank reported total assets of $3.1B and total deposits of $2.6B. Profitability stands at 0.58% ROA and 3.91% ROE, with a net interest margin of 3.55%. The bank's CET1 capital ratio is 17.78%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.64% and a Texas Ratio of 3.51%. FDIC Certificate #23622.

Assets

$3.1B

Deposits

$2.6B

Loans

$2.7B

Equity

$461M

Profitability

Return on Assets (ROA) 0.58%
Return on Equity (ROE) 3.91%
Net Interest Margin (NIM) 3.55%
Yield on Assets 5.30%
Cost of Funds 2.38%

Asset Quality

NPL Ratio 0.64%
Net Charge-Off Ratio -0.01%
Texas Ratio 3.51%
NPA Ratio 0.55%
ACL / Loans 0.96%

Capital & Liquidity

CET1 Ratio 17.78%
Tier 1 Capital 17.78%
Total Capital Ratio 18.89%
Leverage Ratio 14.40%
Loan-to-Deposit 104.06%

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