FIRST BANK

CLEWISTON, FL | Medium | Est. Jan. 1, 1922, midnight | FDIC #9620 | RSSD #131436 | FDIC
Latest Report: 2025-12-31

FIRST BANK is amn medium FDIC-insured commercial bank headquartered in CLEWISTON, FL, established in Jan. 1, 1922, midnight. As of 2025-12-31, the bank reported total assets of $815M and total deposits of $733M. Profitability stands at 1.50% ROA and 15.76% ROE, with a net interest margin of 4.29%. The bank's CET1 capital ratio is 14.79%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.01% and a Texas Ratio of 0.04%. FDIC Certificate #9620.

Assets

$815M

Deposits

$733M

Loans

$486M

Equity

$77M

Profitability

Return on Assets (ROA) 1.50%
Return on Equity (ROE) 15.76%
Net Interest Margin (NIM) 4.29%
Yield on Assets 5.46%
Cost of Funds 1.20%

Asset Quality

NPL Ratio 0.01%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.04%
NPA Ratio 0.00%
ACL / Loans 1.73%

Capital & Liquidity

CET1 Ratio 14.79%
Tier 1 Capital 14.79%
Total Capital Ratio 16.05%
Leverage Ratio 9.64%
Loan-to-Deposit 66.24%

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