FARMERS STATE BANK, INC

BOONEVILLE, KY | Micro | Est. Jan. 2, 1931, midnight | FDIC #5838 | RSSD #131717 | FDIC
Latest Report: 2025-12-31

FARMERS STATE BANK, INC is amn micro FDIC-insured commercial bank headquartered in BOONEVILLE, KY, established in Jan. 2, 1931, midnight. As of 2025-12-31, the bank reported total assets of $68M and total deposits of $61M. Profitability stands at 1.24% ROA and 15.78% ROE, with a net interest margin of 4.35%. The bank's CET1 capital ratio is 17.50%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.52% and a Texas Ratio of 2.50%. FDIC Certificate #5838.

Assets

$68M

Deposits

$61M

Loans

$29M

Equity

$5M

Profitability

Return on Assets (ROA) 1.24%
Return on Equity (ROE) 15.78%
Net Interest Margin (NIM) 4.35%
Yield on Assets 5.22%
Cost of Funds 1.23%

Asset Quality

NPL Ratio 0.52%
Net Charge-Off Ratio --
Texas Ratio 2.50%
NPA Ratio 0.22%
ACL / Loans 1.99%

Capital & Liquidity

CET1 Ratio 17.50%
Tier 1 Capital 17.50%
Total Capital Ratio 18.75%
Leverage Ratio 11.53%
Loan-to-Deposit 46.58%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required