ANDROSCOGGIN SAVINGS BANK

LEWISTON, ME | Large | Est. Jan. 1, 1870, midnight | FDIC #17751 | RSSD #132107 | FDIC
Latest Report: 2025-12-31

ANDROSCOGGIN SAVINGS BANK is aln large FDIC-insured commercial bank headquartered in LEWISTON, ME, established in Jan. 1, 1870, midnight. As of 2025-12-31, the bank reported total assets of $1.8B and total deposits of $1.5B. Profitability stands at 0.70% ROA and 6.92% ROE, with a net interest margin of 3.21%. The bank's CET1 capital ratio is 12.79%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.33% and a Texas Ratio of 2.50%. FDIC Certificate #17751.

Assets

$1.8B

Deposits

$1.5B

Loans

$1.5B

Equity

$184M

Profitability

Return on Assets (ROA) 0.70%
Return on Equity (ROE) 6.92%
Net Interest Margin (NIM) 3.21%
Yield on Assets 5.55%
Cost of Funds 4.61%

Asset Quality

NPL Ratio 0.33%
Net Charge-Off Ratio 0.00%
Texas Ratio 2.50%
NPA Ratio 0.27%
ACL / Loans 0.96%

Capital & Liquidity

CET1 Ratio 12.79%
Tier 1 Capital 12.79%
Total Capital Ratio 13.82%
Leverage Ratio 10.33%
Loan-to-Deposit 102.26%

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