FIRST NATIONAL BANK OF LOUISBURG, THE

LOUISBURG, KS | Small | Est. Aug. 10, 1920, midnight | FDIC #4722 | RSSD #132451 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK OF LOUISBURG, THE is asn small FDIC-insured commercial bank headquartered in LOUISBURG, KS, established in Aug. 10, 1920, midnight. As of 2025-12-31, the bank reported total assets of $186M and total deposits of $156M. Profitability stands at 1.86% ROA and 18.23% ROE, with a net interest margin of 3.96%. The bank's CET1 capital ratio is 10.15%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #4722.

Assets

$186M

Deposits

$156M

Loans

$123M

Equity

$19M

Profitability

Return on Assets (ROA) 1.86%
Return on Equity (ROE) 18.23%
Net Interest Margin (NIM) 3.96%
Yield on Assets 5.23%
Cost of Funds 1.42%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.05%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.13%

Capital & Liquidity

CET1 Ratio 10.15%
Tier 1 Capital 10.15%
Total Capital Ratio 10.65%
Leverage Ratio 10.87%
Loan-to-Deposit 79.13%

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