ELYSIAN BANK

ELYSIAN, MN | Micro | Est. Sept. 24, 1907, midnight | FDIC #10185 | RSSD #13251 | FDIC
Latest Report: 2025-12-31

ELYSIAN BANK is amn micro FDIC-insured commercial bank headquartered in ELYSIAN, MN, established in Sept. 24, 1907, midnight. As of 2025-12-31, the bank reported total assets of $77M and total deposits of $67M. Profitability stands at 1.64% ROA and 13.53% ROE, with a net interest margin of 5.20%. The bank's CET1 capital ratio is 14.59%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.41% and a Texas Ratio of 2.30%. FDIC Certificate #10185.

Assets

$77M

Deposits

$67M

Loans

$56M

Equity

$9M

Profitability

Return on Assets (ROA) 1.64%
Return on Equity (ROE) 13.53%
Net Interest Margin (NIM) 5.20%
Yield on Assets 6.94%
Cost of Funds 2.27%

Asset Quality

NPL Ratio 0.41%
Net Charge-Off Ratio 0.13%
Texas Ratio 2.30%
NPA Ratio 0.30%
ACL / Loans 1.35%

Capital & Liquidity

CET1 Ratio 14.59%
Tier 1 Capital 14.59%
Total Capital Ratio 15.80%
Leverage Ratio 12.37%
Loan-to-Deposit 82.86%

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