BanksELYSIAN BANK

ELYSIAN BANK

ELYSIAN, MNMicroEst. Sept. 24, 1907, midnightFDIC #10185RSSD #13251FDIC
Latest · 2025-12-31

ELYSIAN BANK is an FDIC-insured commercial bank headquartered in ELYSIAN, MN, established in Sept. 24, 1907, midnight. As of 2025-12-31, the bank reported total assets of $77M and total deposits of $67M. Profitability stands at 1.64% ROA and 13.53% ROE, with a net interest margin of 5.20%. CET1 capital ratio: 14.59%, well above regulatory minimums. NPL ratio: 0.41% · Texas Ratio: 2.30%. Operates 1 domestic branch.

Assets
$77M
Deposits
$67M
Loans
$56M
Equity
$9M

Profitability

Return on Assets (ROA)1.64%
Return on Equity (ROE)13.53%
Net Interest Margin5.20%
Yield on Assets6.94%
Cost of Funds1.83%

Asset Quality

NPL Ratio0.41%
Net Charge-Off Ratio0.13%
Texas Ratio2.30%
NPA Ratio0.30%
ACL / Loans1.35%

Capital & Liquidity

CET1 Ratio14.59%
Tier 1 Capital14.59%
Total Capital Ratio15.80%
Leverage Ratio12.37%
Loan-to-Deposit82.86%

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