HOMESTEAD SAVINGS BANK is amn micro FDIC-insured commercial bank headquartered in ALBION, MI, established in Jan. 1, 1889, midnight. As of 2025-12-31, the bank reported total assets of $72M and total deposits of $65M. Profitability stands at 0.90% ROA and 10.34% ROE, with a net interest margin of 4.68%. The bank's CET1 capital ratio is 17.22%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.32% and a Texas Ratio of 2.43%. FDIC Certificate #28667.
Assets
$72M
Deposits
$65M
Loans
$52M
Equity
$6M
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