BANK OF BENNINGTON, THE

BENNINGTON, VT | Medium | Est. Jan. 1, 1917, midnight | FDIC #30350 | RSSD #133579 | OCC
Latest Report: 2025-12-31

BANK OF BENNINGTON, THE is amn medium FDIC-insured commercial bank headquartered in BENNINGTON, VT, established in Jan. 1, 1917, midnight. As of 2025-12-31, the bank reported total assets of $637M and total deposits of $491M. Profitability stands at 1.24% ROA and 11.75% ROE, with a net interest margin of 3.16%. The bank's CET1 capital ratio is 19.41%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.33% and a Texas Ratio of 2.20%. FDIC Certificate #30350.

Assets

$637M

Deposits

$491M

Loans

$494M

Equity

$68M

Profitability

Return on Assets (ROA) 1.24%
Return on Equity (ROE) 11.75%
Net Interest Margin (NIM) 3.16%
Yield on Assets 5.11%
Cost of Funds 2.04%

Asset Quality

NPL Ratio 0.33%
Net Charge-Off Ratio -0.04%
Texas Ratio 2.20%
NPA Ratio 0.26%
ACL / Loans 1.12%

Capital & Liquidity

CET1 Ratio 19.41%
Tier 1 Capital 19.41%
Total Capital Ratio 20.67%
Leverage Ratio 11.19%
Loan-to-Deposit 100.72%

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