FIRST CENTRAL BANK

FIRST CENTRAL BANK is asn small FDIC-insured commercial bank headquartered in CAMBRIDGE, NE, established in June 15, 1907, midnight. As of 2025-12-31, the bank reported total assets of $144M and total deposits of $119M. Profitability stands at 1.88% ROA and 17.29% ROE, with a net interest margin of 4.65%. The bank's CET1 capital ratio is 13.41%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 4.98% and a Texas Ratio of 31.90%. FDIC Certificate #10637.