TROY BANK & TRUST COMPANY is aln large FDIC-insured commercial bank headquartered in TROY, AL, established in Jan. 1, 1906, midnight. As of 2025-12-31, the bank reported total assets of $1.6B and total deposits of $1.4B. Profitability stands at 1.45% ROA and 12.42% ROE, with a net interest margin of 3.93%. The bank's CET1 capital ratio is 11.07%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.03% and a Texas Ratio of 6.10%. FDIC Certificate #5598.
Assets
$1.6B
Deposits
$1.4B
Loans
$1.0B
Equity
$192M
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