TENSAS STATE BANK

NEWELLTON, LA | Small | Est. Jan. 1, 1922, midnight | FDIC #8533 | RSSD #134455 | FDIC
Latest Report: 2025-12-31

TENSAS STATE BANK is asn small FDIC-insured commercial bank headquartered in NEWELLTON, LA, established in Jan. 1, 1922, midnight. As of 2025-12-31, the bank reported total assets of $185M and total deposits of $161M. Profitability stands at 1.15% ROA and 9.82% ROE, with a net interest margin of 3.88%. The bank's CET1 capital ratio is 11.84%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.30% and a Texas Ratio of 7.90%. FDIC Certificate #8533.

Assets

$185M

Deposits

$161M

Loans

$111M

Equity

$22M

Profitability

Return on Assets (ROA) 1.15%
Return on Equity (ROE) 9.82%
Net Interest Margin (NIM) 3.88%
Yield on Assets 6.04%
Cost of Funds 2.28%

Asset Quality

NPL Ratio 1.30%
Net Charge-Off Ratio 0.31%
Texas Ratio 7.90%
NPA Ratio 0.99%
ACL / Loans 1.13%

Capital & Liquidity

CET1 Ratio 11.84%
Tier 1 Capital 11.84%
Total Capital Ratio 12.43%
Leverage Ratio 13.65%
Loan-to-Deposit 69.10%

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