LEGENDS WEST BANK

LEWELLEN, NE | Small | Est. Oct. 5, 1905, midnight | FDIC #5425 | RSSD #13457 | FDIC
Latest Report: 2025-12-31

LEGENDS WEST BANK is asn small FDIC-insured commercial bank headquartered in LEWELLEN, NE, established in Oct. 5, 1905, midnight. As of 2025-12-31, the bank reported total assets of $149M and total deposits of $132M. Profitability stands at 0.97% ROA and 8.70% ROE, with a net interest margin of 4.23%. The bank's CET1 capital ratio is 10.56%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.80% and a Texas Ratio of 18.59%. FDIC Certificate #5425.

Assets

$149M

Deposits

$132M

Loans

$120M

Equity

$16M

Profitability

Return on Assets (ROA) 0.97%
Return on Equity (ROE) 8.70%
Net Interest Margin (NIM) 4.23%
Yield on Assets 7.56%
Cost of Funds 3.47%

Asset Quality

NPL Ratio 2.80%
Net Charge-Off Ratio 0.00%
Texas Ratio 18.59%
NPA Ratio 2.26%
ACL / Loans 1.58%

Capital & Liquidity

CET1 Ratio 10.56%
Tier 1 Capital 10.56%
Total Capital Ratio 11.09%
Leverage Ratio 12.04%
Loan-to-Deposit 90.87%

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