TEUTOPOLIS STATE BANK

TEUTOPOLIS, IL | Small | Est. Jan. 1, 1905, midnight | FDIC #11708 | RSSD #134848 | FED
Latest Report: 2025-12-31

TEUTOPOLIS STATE BANK is asn small FDIC-insured commercial bank headquartered in TEUTOPOLIS, IL, established in Jan. 1, 1905, midnight. As of 2025-12-31, the bank reported total assets of $355M and total deposits of $308M. Profitability stands at 1.40% ROA and 10.56% ROE, with a net interest margin of 3.74%. The bank's CET1 capital ratio is 13.07%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #11708.

Assets

$355M

Deposits

$308M

Loans

$180M

Equity

$46M

Profitability

Return on Assets (ROA) 1.40%
Return on Equity (ROE) 10.56%
Net Interest Margin (NIM) 3.74%
Yield on Assets 4.96%
Cost of Funds 1.30%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio -0.01%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.36%

Capital & Liquidity

CET1 Ratio 13.07%
Tier 1 Capital 13.07%
Total Capital Ratio 13.73%
Leverage Ratio 13.65%
Loan-to-Deposit 58.41%

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