SOUTH LAFOURCHE BANK & TRUST COMPANY

LAROSE, LA | Small | Est. Oct. 13, 1967, midnight | FDIC #19755 | RSSD #135836 | FDIC
Latest Report: 2025-12-31

SOUTH LAFOURCHE BANK & TRUST COMPANY is asn small FDIC-insured commercial bank headquartered in LAROSE, LA, established in Oct. 13, 1967, midnight. As of 2025-12-31, the bank reported total assets of $173M and total deposits of $141M. Profitability stands at 2.43% ROA and 20.95% ROE, with a net interest margin of 4.24%. The bank's CET1 capital ratio is 11.52%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.44% and a Texas Ratio of 8.93%. FDIC Certificate #19755.

Assets

$173M

Deposits

$141M

Loans

$135M

Equity

$20M

Profitability

Return on Assets (ROA) 2.43%
Return on Equity (ROE) 20.95%
Net Interest Margin (NIM) 4.24%
Yield on Assets 6.09%
Cost of Funds 1.94%

Asset Quality

NPL Ratio 1.44%
Net Charge-Off Ratio 0.05%
Texas Ratio 8.93%
NPA Ratio 1.16%
ACL / Loans 1.92%

Capital & Liquidity

CET1 Ratio 11.52%
Tier 1 Capital 11.52%
Total Capital Ratio 12.10%
Leverage Ratio 12.62%
Loan-to-Deposit 95.69%

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