MERCHANTS & FARMERS BANK & TRUST COMPANY

LEESVILLE, LA | Medium | Est. Jan. 1, 1928, midnight | FDIC #9319 | RSSD #136338 | FDIC
Latest Report: 2025-12-31

MERCHANTS & FARMERS BANK & TRUST COMPANY is amn medium FDIC-insured commercial bank headquartered in LEESVILLE, LA, established in Jan. 1, 1928, midnight. As of 2025-12-31, the bank reported total assets of $533M and total deposits of $480M. Profitability stands at 0.72% ROA and 7.51% ROE, with a net interest margin of 3.74%. The bank's CET1 capital ratio is 7.08%. Asset quality metrics show a non-performing loan ratio of 0.82% and a Texas Ratio of 4.13%. FDIC Certificate #9319.

Assets

$533M

Deposits

$480M

Loans

$269M

Equity

$51M

Profitability

Return on Assets (ROA) 0.72%
Return on Equity (ROE) 7.51%
Net Interest Margin (NIM) 3.74%
Yield on Assets 4.86%
Cost of Funds 1.14%

Asset Quality

NPL Ratio 0.82%
Net Charge-Off Ratio 0.11%
Texas Ratio 4.13%
NPA Ratio 0.42%
ACL / Loans 1.01%

Capital & Liquidity

CET1 Ratio 7.08%
Tier 1 Capital 7.08%
Total Capital Ratio 7.44%
Leverage Ratio 11.28%
Loan-to-Deposit 56.01%

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