FNB COMMUNITY BANK,THE is asn small FDIC-insured commercial bank headquartered in VANDALIA, IL, established in Jan. 1, 1865, midnight. As of 2025-12-31, the bank reported total assets of $494M and total deposits of $439M. Profitability stands at 1.08% ROA and 11.20% ROE, with a net interest margin of 3.63%. The bank's CET1 capital ratio is 17.47%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.20%. FDIC Certificate #3840.
Assets
$494M
Deposits
$439M
Loans
$297M
Equity
$48M
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