BANK OF BEAVER CITY, THE

BEAVER, OK | Small | Est. Jan. 1, 1902, midnight | FDIC #11862 | RSSD #137456 | FDIC
Latest Report: 2025-12-31

BANK OF BEAVER CITY, THE is asn small FDIC-insured commercial bank headquartered in BEAVER, OK, established in Jan. 1, 1902, midnight. As of 2025-12-31, the bank reported total assets of $180M and total deposits of $162M. Profitability stands at 1.27% ROA and 18.85% ROE, with a net interest margin of 3.90%. The bank's CET1 capital ratio is 6.78%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.29%. FDIC Certificate #11862.

Assets

$180M

Deposits

$162M

Loans

$108M

Equity

$12M

Profitability

Return on Assets (ROA) 1.27%
Return on Equity (ROE) 18.85%
Net Interest Margin (NIM) 3.90%
Yield on Assets 5.79%
Cost of Funds 1.86%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio -0.01%
Texas Ratio 0.29%
NPA Ratio 0.02%
ACL / Loans 1.34%

Capital & Liquidity

CET1 Ratio 6.78%
Tier 1 Capital 6.78%
Total Capital Ratio 7.12%
Leverage Ratio 9.31%
Loan-to-Deposit 66.59%

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