UNIVERSITY BANK is aln large FDIC-insured commercial bank headquartered in ANN ARBOR, MI, established in May 8, 1908, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $894M. Profitability stands at 1.16% ROA and 12.09% ROE, with a net interest margin of 4.47%. The bank's CET1 capital ratio is 6.34%, below regulatory well-capitalized thresholds. Asset quality metrics show a non-performing loan ratio of 0.43% and a Texas Ratio of 4.19%. FDIC Certificate #14587.
Assets
$1.1B
Deposits
$894M
Loans
$991M
Equity
$109M
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