EMIGRANT BANK

MIAMI, FL | Large | Est. Sept. 14, 2001, midnight | FDIC #57083 | RSSD #137915 | FDIC
Latest Report: 2025-12-31

EMIGRANT BANK is aln large FDIC-insured commercial bank headquartered in MIAMI, FL, established in Sept. 14, 2001, midnight. As of 2025-12-31, the bank reported total assets of $5.8B and total deposits of $4.3B. Profitability stands at 0.75% ROA and 3.59% ROE, with a net interest margin of 3.83%. The bank's CET1 capital ratio is 17.51%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 4.49% and a Texas Ratio of 14.64%. FDIC Certificate #57083.

Assets

$5.8B

Deposits

$4.3B

Loans

$4.1B

Equity

$1.2B

Profitability

Return on Assets (ROA) 0.75%
Return on Equity (ROE) 3.59%
Net Interest Margin (NIM) 3.83%
Yield on Assets 6.54%
Cost of Funds 3.52%

Asset Quality

NPL Ratio 4.49%
Net Charge-Off Ratio 0.37%
Texas Ratio 14.64%
NPA Ratio 3.30%
ACL / Loans 2.09%

Capital & Liquidity

CET1 Ratio 17.51%
Tier 1 Capital 17.51%
Total Capital Ratio 18.76%
Leverage Ratio 19.96%
Loan-to-Deposit 95.05%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required