HOME BANKING COMPANY

SELMER, TN | Small | Est. March 15, 1915, midnight | FDIC #9196 | RSSD #138556 | FDIC
Latest Report: 2025-12-31

HOME BANKING COMPANY is asn small FDIC-insured commercial bank headquartered in SELMER, TN, established in March 15, 1915, midnight. As of 2025-12-31, the bank reported total assets of $123M and total deposits of $111M. Profitability stands at 0.08% ROA and 0.91% ROE, with a net interest margin of 3.64%. The bank's CET1 capital ratio is 8.51%. Asset quality metrics show a non-performing loan ratio of 0.77% and a Texas Ratio of 4.18%. FDIC Certificate #9196.

Assets

$123M

Deposits

$111M

Loans

$60M

Equity

$11M

Profitability

Return on Assets (ROA) 0.08%
Return on Equity (ROE) 0.91%
Net Interest Margin (NIM) 3.64%
Yield on Assets 5.20%
Cost of Funds 1.59%

Asset Quality

NPL Ratio 0.77%
Net Charge-Off Ratio 0.42%
Texas Ratio 4.18%
NPA Ratio 0.38%
ACL / Loans 0.80%

Capital & Liquidity

CET1 Ratio 8.51%
Tier 1 Capital 8.51%
Total Capital Ratio 8.94%
Leverage Ratio 10.35%
Loan-to-Deposit 54.34%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required