BanksHOME BANKING COMPANY

HOME BANKING COMPANY

SELMER, TNSmallEst. March 15, 1915, midnightFDIC #9196RSSD #138556FDIC
Latest · 2025-12-31

HOME BANKING COMPANY is an FDIC-insured commercial bank headquartered in SELMER, TN, established in March 15, 1915, midnight. As of 2025-12-31, the bank reported total assets of $123M and total deposits of $111M. Profitability stands at 0.08% ROA and 0.91% ROE, with a net interest margin of 3.64%. CET1 capital ratio: 8.51%. NPL ratio: 0.77% · Texas Ratio: 4.18%. Operates 5 domestic branches.

Assets
$123M
Deposits
$111M
Loans
$60M
Equity
$11M

Profitability

Return on Assets (ROA)0.08%
Return on Equity (ROE)0.91%
Net Interest Margin3.64%
Yield on Assets5.20%
Cost of Funds1.59%

Asset Quality

NPL Ratio0.77%
Net Charge-Off Ratio0.42%
Texas Ratio4.18%
NPA Ratio0.38%
ACL / Loans0.80%

Capital & Liquidity

CET1 Ratio8.51%
Tier 1 Capital8.51%
Total Capital Ratio8.94%
Leverage Ratio10.35%
Loan-to-Deposit54.34%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required