BANCFIRST

OKLAHOMA CITY, OK | Regional | Est. April 1, 1989, midnight | FDIC #27476 | RSSD #1386251 | FED
Latest Report: 2025-12-31

BANCFIRST is arn regional FDIC-insured commercial bank headquartered in OKLAHOMA CITY, OK, established in April 1, 1989, midnight. As of 2025-12-31, the bank reported total assets of $12.1B and total deposits of $10.6B. Profitability stands at 1.89% ROA and 16.85% ROE, with a net interest margin of 3.80%. The bank's CET1 capital ratio is 17.11%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.79% and a Texas Ratio of 4.20%. FDIC Certificate #27476.

Assets

$12.1B

Deposits

$10.6B

Loans

$6.9B

Equity

$1.4B

Profitability

Return on Assets (ROA) 1.89%
Return on Equity (ROE) 16.85%
Net Interest Margin (NIM) 3.80%
Yield on Assets 5.82%
Cost of Funds 3.08%

Asset Quality

NPL Ratio 0.79%
Net Charge-Off Ratio 0.07%
Texas Ratio 4.20%
NPA Ratio 0.50%
ACL / Loans 1.18%

Capital & Liquidity

CET1 Ratio 17.11%
Tier 1 Capital 17.38%
Total Capital Ratio 18.48%
Leverage Ratio 10.74%
Loan-to-Deposit 64.88%

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