BanksBANCFIRST

BANCFIRST

OKLAHOMA CITY, OKRegionalEst. April 1, 1989, midnightFDIC #27476RSSD #1386251FED
Latest · 2025-12-31

BANCFIRST is an FDIC-insured commercial bank headquartered in OKLAHOMA CITY, OK, established in April 1, 1989, midnight. As of 2025-12-31, the bank reported total assets of $12.1B and total deposits of $10.6B. Profitability stands at 1.89% ROA and 16.85% ROE, with a net interest margin of 3.80%. CET1 capital ratio: 17.11%, well above regulatory minimums. NPL ratio: 0.79% · Texas Ratio: 4.20%. Operates 113 domestic branches.

Assets
$12.1B
Deposits
$10.6B
Loans
$6.9B
Equity
$1.4B

Profitability

Return on Assets (ROA)1.89%
Return on Equity (ROE)16.85%
Net Interest Margin3.80%
Yield on Assets5.82%
Cost of Funds2.13%

Asset Quality

NPL Ratio0.79%
Net Charge-Off Ratio0.07%
Texas Ratio4.20%
NPA Ratio0.50%
ACL / Loans1.18%

Capital & Liquidity

CET1 Ratio17.11%
Tier 1 Capital17.38%
Total Capital Ratio18.48%
Leverage Ratio10.74%
Loan-to-Deposit64.88%

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