COMENITY BANK

WILMINGTON, DE | Large | Est. May 1, 1989, midnight | FDIC #27499 | RSSD #1391778 | FDIC
Latest Report: 2025-12-31

COMENITY BANK is aln large FDIC-insured commercial bank headquartered in WILMINGTON, DE, established in May 1, 1989, midnight. As of 2025-12-31, the bank reported total assets of $7.8B and total deposits of $3.7B. Profitability stands at 3.27% ROA and 23.89% ROE, with a net interest margin of 22.34%. The bank's CET1 capital ratio is 15.11%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #27499.

Assets

$7.8B

Deposits

$3.7B

Loans

$6.8B

Equity

$1.1B

Profitability

Return on Assets (ROA) 3.27%
Return on Equity (ROE) 23.89%
Net Interest Margin (NIM) 22.34%
Yield on Assets 26.47%
Cost of Funds 4.46%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 6.84%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 11.40%

Capital & Liquidity

CET1 Ratio 15.11%
Tier 1 Capital 15.11%
Total Capital Ratio 16.48%
Leverage Ratio 14.07%
Loan-to-Deposit 180.48%

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