BanksCOMENITY BANK

COMENITY BANK

WILMINGTON, DELargeEst. May 1, 1989, midnightFDIC #27499RSSD #1391778FDIC
Latest · 2025-12-31

COMENITY BANK is an FDIC-insured commercial bank headquartered in WILMINGTON, DE, established in May 1, 1989, midnight. As of 2025-12-31, the bank reported total assets of $7.8B and total deposits of $3.7B. Profitability stands at 3.27% ROA and 23.89% ROE, with a net interest margin of 22.34%. CET1 capital ratio: 15.11%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.

Assets
$7.8B
Deposits
$3.7B
Loans
$6.8B
Equity
$1.1B

Profitability

Return on Assets (ROA)3.27%
Return on Equity (ROE)23.89%
Net Interest Margin22.34%
Yield on Assets26.47%
Cost of Funds4.58%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio6.84%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans11.40%

Capital & Liquidity

CET1 Ratio15.11%
Tier 1 Capital15.11%
Total Capital Ratio16.48%
Leverage Ratio14.07%
Loan-to-Deposit180.48%

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