HARLEYSVILLE BANK

HARLEYSVILLE, PA | Medium | Est. Jan. 1, 1915, midnight | FDIC #31461 | RSSD #139478 | FDIC
Latest Report: 2025-12-31

HARLEYSVILLE BANK is amn medium FDIC-insured commercial bank headquartered in HARLEYSVILLE, PA, established in Jan. 1, 1915, midnight. As of 2025-12-31, the bank reported total assets of $940M and total deposits of $687M. Profitability stands at 1.23% ROA and 12.57% ROE, with a net interest margin of 3.54%. The bank's CET1 capital ratio is 14.59%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.19% and a Texas Ratio of 1.40%. FDIC Certificate #31461.

Assets

$940M

Deposits

$687M

Loans

$708M

Equity

$92M

Profitability

Return on Assets (ROA) 1.23%
Return on Equity (ROE) 12.57%
Net Interest Margin (NIM) 3.54%
Yield on Assets 5.31%
Cost of Funds 1.83%

Asset Quality

NPL Ratio 0.19%
Net Charge-Off Ratio 0.00%
Texas Ratio 1.40%
NPA Ratio 0.14%
ACL / Loans 0.69%

Capital & Liquidity

CET1 Ratio 14.59%
Tier 1 Capital 14.59%
Total Capital Ratio 15.37%
Leverage Ratio 9.84%
Loan-to-Deposit 103.12%

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