EQUITY BANK

ANDOVER, KS | Large | Est. Jan. 21, 1985, midnight | FDIC #25858 | RSSD #139656 | FED
Latest Report: 2025-12-31

EQUITY BANK is aln large FDIC-insured commercial bank headquartered in ANDOVER, KS, established in Jan. 21, 1985, midnight. As of 2025-12-31, the bank reported total assets of $6.3B and total deposits of $5.2B. Profitability stands at 1.25% ROA and 10.79% ROE, with a net interest margin of 4.48%. The bank's CET1 capital ratio is 13.63%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.96% and a Texas Ratio of 5.69%. FDIC Certificate #25858.

Assets

$6.3B

Deposits

$5.2B

Loans

$4.2B

Equity

$749M

Profitability

Return on Assets (ROA) 1.25%
Return on Equity (ROE) 10.79%
Net Interest Margin (NIM) 4.48%
Yield on Assets 6.23%
Cost of Funds 3.36%

Asset Quality

NPL Ratio 0.96%
Net Charge-Off Ratio 0.06%
Texas Ratio 5.69%
NPA Ratio 0.72%
ACL / Loans 1.26%

Capital & Liquidity

CET1 Ratio 13.63%
Tier 1 Capital 13.63%
Total Capital Ratio 14.80%
Leverage Ratio 10.60%
Loan-to-Deposit 81.05%

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