WEST BANK

WEST DES MOINES, IA | Large | Est. Jan. 1, 1893, midnight | FDIC #15614 | RSSD #139740 | FDIC
Latest Report: 2025-12-31

WEST BANK is aln large FDIC-insured commercial bank headquartered in WEST DES MOINES, IA, established in Jan. 1, 1893, midnight. As of 2025-12-31, the bank reported total assets of $4.1B and total deposits of $3.5B. Profitability stands at 0.86% ROA and 9.67% ROE, with a net interest margin of 2.75%. The bank's CET1 capital ratio is 12.44%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #15614.

Assets

$4.1B

Deposits

$3.5B

Loans

$3.0B

Equity

$366M

Profitability

Return on Assets (ROA) 0.86%
Return on Equity (ROE) 9.67%
Net Interest Margin (NIM) 2.75%
Yield on Assets 5.26%
Cost of Funds 2.93%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.02%

Capital & Liquidity

CET1 Ratio 12.44%
Tier 1 Capital 12.44%
Total Capital Ratio 13.35%
Leverage Ratio 10.35%
Loan-to-Deposit 86.39%

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