BanksWEST BANK

WEST BANK

WEST DES MOINES, IALargeEst. Jan. 1, 1893, midnightFDIC #15614RSSD #139740FDIC
Latest · 2025-12-31

WEST BANK is an FDIC-insured commercial bank headquartered in WEST DES MOINES, IA, established in Jan. 1, 1893, midnight. As of 2025-12-31, the bank reported total assets of $4.1B and total deposits of $3.5B. Profitability stands at 0.86% ROA and 9.67% ROE, with a net interest margin of 2.75%. CET1 capital ratio: 12.44%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 11 domestic branches.

Assets
$4.1B
Deposits
$3.5B
Loans
$3.0B
Equity
$366M

Profitability

Return on Assets (ROA)0.86%
Return on Equity (ROE)9.67%
Net Interest Margin2.75%
Yield on Assets5.26%
Cost of Funds2.56%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.02%

Capital & Liquidity

CET1 Ratio12.44%
Tier 1 Capital12.44%
Total Capital Ratio13.35%
Leverage Ratio10.35%
Loan-to-Deposit86.39%

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