SUNWEST BANK

SANDY, UT | Large | Est. April 9, 1970, midnight | FDIC #20164 | RSSD #140362 | FDIC
Latest Report: 2025-12-31

SUNWEST BANK is aln large FDIC-insured commercial bank headquartered in SANDY, UT, established in April 9, 1970, midnight. As of 2025-12-31, the bank reported total assets of $4.1B and total deposits of $3.2B. Profitability stands at 2.19% ROA and 23.09% ROE, with a net interest margin of 4.86%. The bank's CET1 capital ratio is 10.12%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.57% and a Texas Ratio of 4.30%. FDIC Certificate #20164.

Assets

$4.1B

Deposits

$3.2B

Loans

$3.3B

Equity

$382M

Profitability

Return on Assets (ROA) 2.19%
Return on Equity (ROE) 23.09%
Net Interest Margin (NIM) 4.86%
Yield on Assets 6.11%
Cost of Funds 2.14%

Asset Quality

NPL Ratio 0.57%
Net Charge-Off Ratio 0.03%
Texas Ratio 4.30%
NPA Ratio 0.46%
ACL / Loans 1.76%

Capital & Liquidity

CET1 Ratio 10.12%
Tier 1 Capital 10.12%
Total Capital Ratio 11.38%
Leverage Ratio 9.95%
Loan-to-Deposit 105.02%

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